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The Chris Berry Show


Aug 21, 2018

There are countless variables at play when it comes to planning for the second-half of your life and tax changes are a variable that cannot be ignored. 

If you’re planning to retire soon or are already retired, the new tax laws have a big impact on your finances whether you realize it or not. If you want to protect your wealth, you’ll need to understand what these changes are and how to navigate them.

In this episode of The Chris Berry Show, I’ll explain the ins and outs of of the new tax bracket laws and how they compare to the old laws, as well the importance of planning ahead of time when it comes to asset protection.

In this episode you’ll learn... 

  • Chris’ positive focus for the week.
  • What a court deems as “fraudulent conveyance” when it comes to liability cases.
  • Why we should set up asset protection policies ahead of time instead of only when it is needed.
  • What a castle trust is and why it appeals to a lot of people that own a businesses, or people that just want to protect their assets from life happening.
  • Why having an umbrella policy is a great idea to protect your assets in the event of being sued.
  • Chris explains the two types of long-term care insurance.
  • Why it’s better to start thinking about nursing home costs or life insurance sooner rather than later.
  • What a nursing home or a Medicaid spend down is and how planning ahead can help protect you from them.
  • Chris tells us what he goes through when meeting with clients and where to find some useful resources and information about upcoming workshops.
  • Chris explains some of the tax changes that have happened in 2018 and what effect it can have on you if you're moving into retirement, or already retired.
  • The old income tax bracket laws versus the new income tax bracket laws.
  • Going into details on tax bracket laws and its impact on medical expenses, charitable giving, mortgage interests, child tax credits, the kiddie tax, 529 plans, Roth IRAs, alimony, retirement plans, and the inheritance tax.
  • Why Chris thinks that the estate tax will eventually be phased out.
  • How the new laws around corporate tax rates can benefit small business owners.
  • Chris explains the difference between a springing financial power of attorney versus an immediate financial power of attorney.
  • Chris tells us exactly what a will is, what it does, and how it works.
  • Chris tells us what he will be discussing next week on The Chris Berry Show.

Q&A

In each episode, I take questions from listeners. If you do have any questions that you want answers to, feel free to email us at askchris@thechrisberryshow.com. Here are the questions I covered in this episode:

  • Claire asked: "Can a durable power of attorney override a healthcare power of attorney?"
  • Charles asked: "How does a will work when someone passes away?"
  • Amy asked: "My father’s house was in his living trust and my brother and I were both trustees. I already bought my brother out. I just need to know what I have to do to get the house in my name and my husband's name.?"
  • Jonathan asked: “Am I safe to continue investing in Warren Buffet's 90% stock, 10% bond recommendation? Or should I play it safe and become more conservative as I near retirement? 

Links & Resources 

TheElderCareFirm.com

CJBerryGroup.com

TheChrisBerryShow.com

Michiganestateplanning.com

Register for one of our free estate & asset protection workshops

Get your copy of A Caregiver's Legal Guide to Planning for a Loved One with Chronic Illness

Download a copy of our book, Tax-Free Money for Long-Term Care 

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