Aug 23, 2018
Does your insurance fully
protect you and your family? Are you sure?
Insurance may not be one of the
most exciting topics in the world but what is exciting is the peace
of mind you’ll have knowing that your possessions and family are
protected. The world of insurance can be a confusing one full of
jargon, variables, and technicalities so today we’re going to dive
deep into what you need to know.
In this episode of The Chris
Berry Show, I’ll talk to insurance specialist Andrew Ceo about
protecting your family from an insurance perspective, umbrella
policies, and the different types of coverages that you should
have.
In this episode, you'll learn...
- Chris’ positive focus for the week.
- How
to contact Chris if you want him to answer a question on a future
episode of the show.
- A
terrible thing that happened to Chris’ neighbors and how it relates
to today’s episode.
- Information on how to attend an upcoming
workshop called “Legal, Financial, and Tax Planning for the Second
Half of Life” that Chris is putting on.
- Why
Chris’s firm is different from a lot of "financial professionals”
that just want to sell you something instead of having a fiduciary
responsibility to act in a client's best interest.
- That,
when it comes to financial planning, the best approach is an
educational approach and to educate people on what constitutes good
planning and bad planning so that they can make better
decisions.
- How
Chris’ guest, Andrew Ceo, got into the insurance
business.
- What
has changed in the 12 years since Andrew started working in the
insurance business.
- Things to think about if you own or operate a
drone with regards to insurance.
- Some
things that people should be looking for in their homeowner's
policy.
- Tips
on how to protect your possessions when using a moving company and
how your homeowner's policy may not cover your items.
- Some
of the many things that business owners should be looking for, in
terms of your coverage.
- How
find the the right insurance agent for you.
- What
umbrella insurance is and why it's so important.
- Who
an umbrella policy is best suited for.
- How
to best assess what liability limits you should have with your
umbrella policy.
- How
often you should people review your insurance policies.
Q&A
In each episode, I take
questions from listeners. If you do have any questions that you
want answers to, feel free to email us at askchris@thechrisberryshow.com.
Here are the questions I covered in this episode:
- Meg
asked: "What is the best way to transfer land out of my mother's
name to me?"
- Jennifer asked: "I'm married, deed in
husband's name. No will, no trust, etc. If husband dies, is wife
entitled to the house?"
- John
asked: "My daughter is two years from starting college, how should
my 529 account be balanced? I have almost enough to pay for four
years of school, including my other savings account. Should it all
be in money market accounts? Should any portion be in stock and
bond funds?"
- Peter
asked: "My brother is currently suffering with dementia, and it's
just a matter of time before he'll have nursing home arrangements.
Both of our names are on the condo, and I was wondering, do I need
to put the condo in a trust to protect the nursing home from
attempting to seize all of his or our assets?"
Links & Resources
TheElderCareFirm.com
CJBerryGroup.com
TheChrisBerryShow.com
Michiganestateplanning.com
Register for one of our free estate & asset
protection workshops
Farm Bureau Insurance
Andrew Ceo’s information
Farm Bureau Insurance
Andrew’s profile:
https://www.farmbureauinsurance-mi.com/Agent/Andrew-Ceo/
Andrew’s office phone number:
810-231-9757
Andrew’s email address:
aceo@fbinsmi.com
Follow us on Social Media
Twitter: www.twitter.com/ElderCareFirm
Facebook: www.facebook.com/chrisberryshow
LinkedIn: www.linkedin.com/in/christopherjberry